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If You Have A New Home Or A New Business, PLEASE Consider Creating Or Updating Your Estate Plan!!!PBy Paul Owenslain and simple, estate planning helps protect your family in the event that something bad happens to you. And, yet, 55% of Americans don’t even have a Will. This leaves them vulnerable to costly court fees andlegal battles.Did you know that if you DO NOT have a Will, your Estate does NOTautomatically pass to your spouse? The State of Texas, via the Probate Court system, determines who receives your assets. That is a little scary!!Contrary to popular misconception, you don’t have to own a big house to have an estate. Your estate consists of everything you own, including your home, your small business, personal property such as engagement rings and other jewelry, investments, bank accounts, retirement plans and any interests in a family land (ranches/farms). For most assets, you need a will or living trust that says who gets your belongings.A U.S. Trust report found that a majority of small business owners DO NOT have a business succession plan. When you pass away, what happens to the business you worked so hard to build? Who will get it???Let me help you and your family. The process I go through with you will allow you to take a closer look at the people you most care about in life—and ensure their future happiness.If you have minor children, you need to tell the court who should be the guardian of your children. We can do this within your Estate Plan. Also, we can set up a trust to ensure your children assets are protected.SowhatisinanEstatePlan? AWill,aMedicalPowerofAttorney,aFinancial Power of Attorney, a Directive to Physicians & Family and finally a HIPAA release. Buyer Beware certainly applies to estate planning. If you think that you’ll save a few dollars by using forms found on the internet to prepare your estate planning documents, then your family could be in for a rude awakening when they learn that part or all of your will, trust, or other associated documents aren’tlegally valid or won’t work as you had anticipated.Look, I love do-it-yourself projects and with the right instructions you can change a light fixture, fix a dripping faucet, or refinish a table--but is DIY estate planning ever a good idea?An attorney will charge much more to fix mistakes. Unfortunately, tens-of- thousands of dollars can be spent on attorney fees by loved ones working to correct the issues associated with“internet”Wills.Come meet with me and we can protect your family.Paul Owens, Esq.(210) 695-511014237 Old Bandera Road Helotes, TX 78023 www.PaulOwensLaw.comPersonable & Trusted LawyerSpecializing In:• Business Law• Wills, Estate Plans andProbate Law• Business Litigation • Healthcare LawMemberOwens Law FirmHELOTES + SAN ANTONIO + SOUTH TEXASwww.paulowenslaw.com14237 Bandera Rd., Helotes 78023 • (210)695-51102017-2018 www.GreatNWGuide.com 21Feature


































































































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